1. GENERAL

This Internet Privacy Policy applies to your visit to the Oklahoma Schools Risk Management Trust (OSRMT) website. OSRMT is a self-insurance pool for Oklahoma school districts that provide, property/casualty insurance programs and related services. The Sandner Group - Insurance Program Managers serves as the Program Administrator, and The Sandner Group - Claims Management performs all claims administration services, for OSRMT.

OSRMT respects the privacy of individuals who visit this web site (the "OSRMT Site"). This Privacy Policy outlines the information that we collect through the OSRMT Site and how we use that information, so that you can decide whether and how you wish to provide information to us.

Your use of this OSRMT Site tells us you have read and accept the practices outlined in this Privacy Policy.

2. WHAT INFORMATION IS COLLECTED?

Personally Identifiable Information: Personal data or school district information is collected only when users voluntarily provide information to the OSRMT Site, for example in submitting claims forms or applications online, registering for e-mail communications or other services, answering surveys, requesting quotes, or transmitting e-mail requests for information. During these activities, you may be asked to provide information with respect to your school district or certain individuals such as name, e-mail addresses, phone numbers, membership status, claims history, and employee information. We may also ask you for other information at other times.

Anonymous and Aggregated Information: Anonymous and aggregated information, such as which web pages users access and the number of daily visits to the OSRMT Site, is automatically collected through various methods. In the course of using the OSRMT Site, we may also automatically track certain information about you. This information includes the URL that you just came from, which URL you next go to, and the Internet browser you are using. This statistical information is important to allow us to evaluate and improve the services we provide, to monitor our site performance and to make it easier for visitors to use the OSRMT Site.

Use of Cookies: Although the OSRMT Site does not currently employ "cookies" to collect information, OSRMT reserves the right to implement such technology and related technologies in the future without further notice. A cookie is a small data file that most web sites write to your computer’s hard drive or memory for record keeping purposes when you visit them. Cookies allow web sites to measure activity on the various areas of the site and to improve the user’s experience, for example by remembering passwords and viewing preferences.

3. USE AND DISCLOSURE OF INFORMATION COLLECTED THROUGH THE OSRMT SITE

OSRMT collects information to provide services to you and to administer their business operations. The information collected on the OSRMT Site is used, for example, to provide policy quotes when requested, administer insurance policies and claims, answer questions or concerns, and provide information requested in a timely manner. Personal and aggregated information may also be used to improve the content of the OSRMT Site, to perform system administration activities, and to notify you about updates to the site or other matters that we believe will be of interest to you. For example, we may send you e-mails regarding new products or services offered by OSRMT.

Please note that OSRMT may combine the information about you that we collect at the OSRMT Site with information available to us from other sources, including policy and claims information and information received from business partners.

To serve you and administer our business, we may share personal and aggregated information, only as permitted by law, with affiliates and other third parties, including The Sandner Group, our exclusive marketing vendor, and Sandner Group independent insurance agents. We may also share information with other third parties providing services on our behalf, such as web hosting companies.

OSRMT will not sell or share personal information with anyone for purposes unrelated to their business.

OSRMT may disclose user information, however, in connection with law enforcement or governmental investigations or inquiries, to verify or enforce compliance with the policies governing this OSRMT Site and applicable laws, and to protect and enforce the intellectual property and other legal rights of OSRMT and third parties.

4. LINKED WEB SITES

OSRMT is not responsible for the privacy practices or the content of any other web sites on the Internet that may be linked to the OSRMT Site. Please note that when you click on links to web sites outside of http://www.osrmt.org, you are transferred to another web site that may not be under OSRMT’s control. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

5. SECURITY

OSRMT take reasonable measures to protect the security of the information transmitted between browsers and our web server, including using firewalls and other security technologies where deemed appropriate. To protect your privacy, however, please do not use e-mail or this OSRMT Site to communicate information you wish to be kept strictly confidential. You acknowledge that any transmission of data may be illegally intercepted and used by third parties. OSRMT shall not be responsible for any interception of data transmitted to or from our web server.

6. CHANGES

This Internet Privacy Policy may be modified from time to time. If we change our Privacy Policy, we will post those changes on this OSRMT Site. You may wish to visit this page periodically to review the most recent Privacy Policy.

7. FURTHER INFORMATION

If you have questions about our Privacy Policy, or to correct or update information you have previously sent us, please contact us as follows:

Mailing Address:

OSRMT
2801 North Lincoln Boulevard, Suite 219
Oklahoma City, OK 73105

E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

Phone: (800) 973-3023 (Oklahoma Only)

Fax: (888) 628-7771

Find an Agent

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The OSRMT Board of Trustees is made up of school superintendents, school business officials and local school board members.

The Oklahoma Schools Risk Management Association
2801 North Lincoln Boulevard • Suite 219 • Oklahoma City, OK 73015

Phone: (800) 973-3023 • Fax: (888) 628-7771