Appraisal Services

What type of appraisal services do you provide?

Appraisals are available for all physical structures of Oklahoma public school districts. All structures are evaluated using the Marshall & Swift/Boeckh® Commercial Building Valuation System. Contents are valued using actuarially developed formulas.

Whom do I contact to have an appraisal performed on my school district's property?

You can schedule an appraisal by calling your The Sandner Group - Claims Management.

Does our school district have to be a member of the OSRMT to get an appraisal?

No. Appraisals for all physical structures are available for all Oklahoma public school districts, whether the districts are OSRMT members or not.


Billings and Invoices

I just received my invoice for the upcoming plan year. Whom do I contact if I have questions about items on my invoice?

The right contact person depends upon what type of questions you have. If your questions deal with the invoice itself, call 800-654-9504. However, if you have questions regarding how your total contribution was determined, you should contact your Sandner Group Agent.

I need a breakout of the cost of covering my district's vehicles between buses, district cars and trucks, and cars used for driver's education. How do I obtain this?

Vehicle contribution breakouts can be obtained by contacting Karen Jones, Senior Policy Administrator, The Sandner Group - Insurance Program Managers, at 800-654-9504 or fax your request to 312-627-8888.


Building Renovation and Construction

Our district's voters just approved a referendum to fund an addition to a school building. Do I need to apply for coverage for the construction?

Whether enlarging or renovating a building, or for new construction, your district's coverage can be amended to provide protection during construction and after the construction is completed. Simply contact your Sandner Group Agent to make certain your coverage plan is updated before any construction begins and submit the actual contract for construction.

Remember, you cannot waive your right to subrogation.


Certificates of Coverage

Our school district is sponsoring a cross country meet. The meet will be held in a city park. How do we obtain a certificate of coverage?

Certificates of Coverage may be necessary for any activity sponsored by your district away from school district property. This includes, but is not limited to, graduation ceremonies, field trips, class trips, school-sponsored organizations and clubs and sporting events. Your district can obtain a certificate of coverage by contacting your local Sandner Group Agent.


Claim Reporting

How do I file a claim?

All claims for OSRMT are managed by The Sandner Group - Claims Management. They can be reached at 800-419-3205. You can also submit your claims on-line. The Sandner Group - Claims Management can keep you updated on the progress of a claim.


Education Foundations

My district has an affiliated Education Foundation. Are the activities of the Foundation covered by our School Board Legal Liability Program?

No. Since the Education Foundation is, in all likelyhood, a separate not-for-profit 501(c)(3) entity, (it is not a public entity), the Foundation must purchase its own coverage to protect the Foundation and its board members from claims of liability. More information on SFIP.


Equipment Purchases

My district is purchasing a new mainframe computer. How do I make certain this is covered under our existing coverage?

All equipment and property of OSRMT member school districts is covered. However, when you make a major new equipment purchase, whether it's additional or replacement equipment, you'll need to update your coverage. You can keep your coverage current by informing your Sandner Group Agent about the new equipment. The addition of equipment to your coverage could affect your contribution.


Field Trips

Our school district frequently sponsors field trips. How do we obtain a certificate of coverage?

Certificates of Coverage may be necessary for any activity sponsored by your district away from school district property. This includes, but is not limited to, field trips, graduation ceremonies, class trips, school-sponsored organizations and clubs and sporting events. Your district can obtain a certificate of coverage by contacting your local Sandner Group Agent. Depending on the specifics, this could affect your contribution.


The Sandner Group - Insurance Program Managers is listed as the Program Manager for OSRMT.

What and who exactly is The Sandner Group?

The Sandner Group is a Chicago-based self-insurance program administration company. As Program Manager for OSRMT, The Sandner Group provides underwriting, loss control, financial, and board and member services to members of the OSRMT. The Sandner Group is also responsible for coordinating and monitoring the services of OSRMT service providers--actuaries, auditors, marketing, investment firms, claims administration, legal counsel and reinsurance sources. The Sandner Group employs experienced specialists in the various disciplines required to successfully administer OSRMT.


School Board Legal Liability

1. How do I obtain an application for School Board Legal Liability Coverage?

Disstricts that are members of OSRMT are eligible for the School Board Legal Liability Program. To make certain that your district's coverage is up to date and accurate, you'll need to submit an application at the time of your renewal. You can obtain an application from Winston Wilcox, Underwriter at Brokers' Risk at 800-255-1195 (This email address is being protected from spambots. You need JavaScript enabled to view it.). Brokers' Risk is the parent company of The Sandner Group, OSRMT's program administrator.

2. What is the maximum limit of liability offered by the School Board Legal Liability Program?

School districts protected by the School Board Legal Liability Program are covered for up to $10 million, with the following defense coverage sub limits: $250,000 for claims arising out of breach of contract with suppliers and contractors, employment disputes and redistricting activities, and $500,000 for claims arising out of special education hearings.  

3. Do I have to be a OSRMT member to purchase the coverage offered through the School Board Legal Liability Program?

No. The School Board Legal Liability Program is available to help protect board members and employees of all public school districts in the state of Oklahoma. 4. How do I report a claim or incident? If your district has a claim or thinks it might, promptly call the School Board Legal Liability Claims Attorney at 312-930-6125 or by fax at 312-906-8116.  5. Whom can I contact for more information? Call Winston Wilcox, Underwriter, Brokers' Risk at 800-255-1195 (This email address is being protected from spambots. You need JavaScript enabled to view it.).


School Sponsored Clubs

Our school district sponsors several clubs. How do we obtain a certificate of coverage to indemnify the clubs when they're engaged in activities away from the district?

Certificates of coverage may be necessary for any activity sponsored by your district away from school district property. This includes, but is not limited to, school-sponsored organizations and clubs, graduation ceremonies, field trips, class trips, and sporting events. Your district can obtain a certificate of coverage by contacting your local Sandner Group Agent.


Vehicles and Drivers

1. My district has just ordered new buses for the next school year. How do I make certain the new buses are covered?

To make certain the new buses (or any other new vehicles) are covered as soon as they're delivered, you should contact your Sandner Group Agent. Your agent will need to know the manufacturer, model year, whether or not there is a loan on the vehicles, as well as other details about the buses. You can save time by having the manufacturer's information sheet at hand before you call. Be certain to let your Sandner Group Agent know if the new buses are replacements or additions to your existing fleet. If they're replacements, your Sandner Group Agent will need to delete the old buses from your coverage.

2. How will adding a new car to our coverage affect our district's contribution?

The impact on your contribution depends upon several factors, including what type of car you add, and whether it's an additional vehicle or a replacement vehicle. Your Sandner Group Agent can add the new vehicle to your coverage, and your agent will also be able to evaluate the car's impact on your contribution level.  

3. One of my district's drivers is retiring. How do I make certain the replacement driver is covered?

As with any change in your coverage, you should contact your Sandner Group Agent as soon as possible. Your agent will make certain your coverage is up to date. You will have to provide your agent with the name, date of birth and driver's license number of the new driver.  

4. I need a breakout of the cost of covering my district's vehicles. How do I obtain this?

Vehicle contribution breakouts can be obtained by contacting Karen Jones (This email address is being protected from spambots. You need JavaScript enabled to view it.), Senior Policy Administrator, The Sandner Group, at 800-654-9504 or fax your request to 312-627-8888. Vehicle contribution breakouts separate the contribution amount by buses, district cars and trucks, and driver's education vehicles.


 

Find an Agent

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The OSRMT Board of Trustees is made up of school superintendents, school business officials and local school board members.

The Oklahoma Schools Risk Management Association
2801 North Lincoln Boulevard • Suite 219 • Oklahoma City, OK 73015

Phone: (800) 973-3023 • Fax: (888) 628-7771